How much does leasing through the Motability Scheme cost?
Depending on which vehicle you choose, you will exchange all or most of the higher rate mobility part of your weekly disability allowance for the course of your three year lease.
Can I apply for financial help?
If you are unable to afford the right mobility solution to meet your needs, the Motability Foundation charity may be able to provide financial help. This help includes grants towards Advance Payments for cars, Wheelchair Accessible Vehicles (WAVs), driving lessons and adaptations.
Motability offer a £750 ‘New Vehicle Payment’ for cars and Wheelchair Accessible Vehicles. You can choose to send this directly to the dealership to help towards the Advance Payment, or have this paid to you after you get your vehicle (if you order your vehicle before the end of 2024).
If you were already on the scheme before 1st January 2022, you’ll be eligible whenever you get your next vehicle and if your Advance Payment is more than £750, you’ll need to pay the difference to your dealer, but if it’s less than £750 they’ll send you the difference after you get your vehicle. Please see the Motability website for full terms and conditions.
Who can I put on the insurance?
Our worry-free package includes insurance for up to three drivers, these can be yourself, friends, relatives or carers. All proposed drivers will be subject to the Scheme's policies on who can drive your car and must also meet RSA Motability's (RSAM) eligibility criteria regardless of whether they are added at application or during your lease.
When will my car lease agreement end?
Leases generally run for three years from the date that you took delivery of your car (or five years for new Wheelchair Accessible Vehicles), this date will be shown on your lease agreement. Three months before the end of your lease agreement we will send you a letter to remind you that it is time to choose a new car on the Scheme.
What if my mobility allowance runs out before the end of the agreement?
The Department for Work and Pensions will send you a renewal pack to re-assess your claim. If your mobility allowance is extended, your Motability lease agreement will continue as normal.
What happens if my car needs repairs?
If you suspect that your car needs mechanical repairs, contact your Motability dealer as soon as possible. Repairs and servicing that are required due to everyday use will be covered at no cost to you (except if there is evidence of neglect or misuse).
When is a courtesy car available?
A courtesy car may be provided in a number of situations. You can receive a courtesy car if you have booked your car into your dealership for repairs or service, if one is available (this is guaranteed if three weeks advance notice is given). A courtesy car may also be available if your car is being repaired at a RSA Motability recommended repairer as part of an insurance claim.